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Thursday, October 30th, 2008

UltraCast 109: Half Birthday Rambleonathon


The levels on this podcast are out of whack.  Somehow between me getting the settings how I wanted them, and exporting the file, our voices got quieter than everything else.  All for the best though.  This was us at our most boring.  Also for the record, the word is heinous not heinious.

Intro by Roy Trumbull via archive.org

Music: Bonefish Sam & His Orchestra - Live At Neurolux, May 2, 2007 (The Neurolux was one of my favorite bars in Boise, and nostalgia won me over)

By UltraBob at 07:41 AM Link to this post here!
1 comment


  • on October 31st, 2008 11:28 PM chenoa said:

    Sorry about your back Tomoko!

    Well, maybe if you didn’t pass wind everytime Linc pulled your finger, Bob, Linc would have remembered the game. Smart boy!





Wednesday, October 29th, 2008

Love at First Bite



Linc’s First Solid Food from UltraBob on Vimeo.

Click “Linc’s First Solid Food” above to view this video in HD.

By UltraBob at 07:12 AM Link to this post here!
4 comments






Tuesday, October 28th, 2008

Can’t Get Fooled Again


By UltraBob at 06:29 AM Link to this post here!
2 comments






Thursday, October 23rd, 2008

Colin Powell endorses Obama


This may be a bit wider than our main content column, but thought it would be worthwhile to put here so that anyone who cares to can review a video of Colin Powells remarks.

I lost a great deal of respect for Colin Powell as he was Bush’s point man for selling the war.  I would guess that those reservations against him don’t apply for those of you in support of Bush, McCain, and the war.  I think his argument here is well thought out and well stated, and would hope you would give it some thought.

By UltraBob at 01:03 AM Link to this post here!
5 comments






Tuesday, October 21st, 2008

UltraCast 108: The Japanese Health Care System



Your entire world just got a little bit brighter.  We are back with UltraCast 108 and birds sing sweeter in the trees that seem just a little bit greener.  Per Chenoa’s imperious demand we discuss the Japanese Health Care System, and some ways in which it differs from the U.S. “healthcare system”.  Neither of us is an expert on either system so if we’ve made a mistake please correct us.  Enjoy that little bit of extra umami that all your food now has compliments of the house. 

By UltraBob at 05:45 AM Link to this post here!
6 comments






Tuesday, October 21st, 2008

3rd Presidential Debate


It doesn’t seem likely that I’m going to have time to finish a write-up of the 3rd presidential debate anytime soon.  I did the first 3rd of it, but it seems like it is already to late to be putting something up so I’ll just stick the video up with text commentary from Rachel Maddow the smartest woman on television, and Pat Buchanan the bat-#### craziest man on television (disputed) which surprisingly enough ends up being a good mix on TV.


By UltraBob at 03:36 AM Link to this post here!
4 comments






Thursday, October 16th, 2008

Response to Bob


I watched the Presidential debate last night. McCain and Obama are only different in the way that they are going to fix/reform the issues at stake. They both are talking about fixing the same issues. I had hoped that there would be more of a difference between the issues themselves not just the way to fix them.

Now to respond to UltraBob’s post:

I do not agree with the bailout. I’m all for letting the financial institutions fail. However, the entire economy would come crashing down if they failed. Granted, the market is doing some crazy stuff right now, but it would be worse if all the financial institutions went the way of Lehman Brothers. I see how the bailout was necessary, but I like the free market. I want to keep government intervention to a minimum. Having the government be the biggest bank investor in the world, like they are right now, does not sit very well with me.

The statistic about 25% of the highest earners paying 84% of all income taxes is the one that I was referring to. So you can see that Obama’s tax cut to the middle class is not going to reduce tax income very much. Higher taxes on the upper classes is going to bring in more additional tax income than his tax cut will reduce so in a round-about way, he is going to increase the total amount of taxes that Americans pay. It just sounds so nice to put it the way he’s putting it.

I am against the government putting more regulation on mortgage companies. This is because I don’t think that someone with a law degree, even one from Harvard, is qualified to create regulations for the financial sector. I think that any regulation should come from FASB and the SEC. Those regulatory bodies understand this issue better and are more qualified to make regulations than a bunch of politicians.

Saying that the financial institutions defrauded thousands is not a really accurate way to state the situation. The reason that the financial institutions are having such a tough time is because people are defaulting on the mortgages that they own. The financial institutions are not getting the cash from the people who have the mortgages so it may be the people who are defrauding the financial institutions by not making their mortgage payments.

Predatory lending seems to have a very subjective definition. I don’t think that the mortgage companies were engaging in anything predatory. What good does it do the company when somebody can’t make their mortgage payments? The mortgage companies aren’t all evil. They are helping people buy houses. Last time I checked, that was a good thing.

Subprime mortgages have higher interest rates and fees because of the increased risk to the mortgage company. People generally have to take out subprime loans because they have:
• Two or more loan payments paid past 30 days due in the last 12 months, or one or more loan payments paid past 90 days due the last 36 months;
• Judgment, foreclosure, repossession, or non-payment of a loan in the past;
• Bankruptcy in the last 7 years;
• Relatively high default probability as evidenced by, for example, a credit score of less than 620 (depending on the product/collateral), or other bureau or proprietary scores with an equivalent default probability likelihood.
I got this information off of Wikipedia. These are all pretty bad things to do with your credit. People can easily attain good credit even if they come from a less than privileged financial background. All it takes is good management of one or two credit cards.

Part of the issue with poor credit is that people don’t understand how to manage it. The most common misconception is that if you make the minimum payment on time, you will have excellent credit. The problem is that on-time payments are only 35% of your score. There is a lot more that goes into it. This is why I think there needs to be comprehensive financial education in high school. That way kids can learn why you shouldn’t fill out a credit card application for a free t-shirt or take out 5 retail cards in one day just to save ten bucks. It’s easy to establish good credit. You just have to know how.
Another thing that this topic could relate to is the whole idea of keeping up with the Jones or wanting to live beyond your means. It’s not just Wall Street that is greedy. It’s also the people on Main Street. I could also go off on a tangent here about how parents are screwing over their kids with allowances. In the real world, you don’t just get money for existing. You have to work for it.
It seems impossible to me that a person could realistically expect to fill out a tax return in five minutes. Just filling out the form may take five minutes, but the preparation should take longer than five minutes. Maybe it’s just because I’m going into accounting and like to make lots of calculations.
Before my last reply on the issue, I had only read Obama’s opinion on social security. Apparently I don’t agree with McCain either. Like I said, I don’t think that there will be a Presidential candidate that I agree with 100%. Social security is going to fail one day. I don’t expect to ever collect it. I’m also positive that I can get a better return with my money than the government can. Sure the market is going down the drain right now, but I’ve got 44 years until retirement. I can weather a few storms. Plus, when the market hits the bottom, I can buy and ride it back up to the top! What goes up must come down. It’s unrealistic to expect the market to just keep going up indefinitely. Thankfully, we have a fundamentally sound economy so it’ll go back up and continue growing.
Our views on embryonic stem cell research and abortion probably differ due to a difference in when we believe human life begins. I believe that human life begins at conception. The instant the sperm penetrates the zona pellucida and fertilizes the egg, it’s a human life. It’s not a tiny cluster of cells that will develop into a human life someday. It is a human life. I don’t support the destruction of human life for any reason. When do you believe that human life begins?

I get really touchy whenever somebody starts talking about family farms. I’ve found that most people think that it has to be tiny, unprofitable, and all the cows have names. I come from a farm and all of the farms I know of are family farms. Some of them are huge, but they are still owned and operated by a family. A lot of people get a really romanticized image of the family farm in their mind, and I think that they might be put off by the fact that family farms can be large and successful and that none of the cows have names. People forget that it’s a business and that families depend on it for their livelihood.
I don’t see any reason why Americans should not be allowed to own assault weapons. They only account for 2-8% of all gun crime so banning them doesn’t really have much of an impact on gun crimes. If you wanted to stop gun crimes you would have to ban handguns, which would be impossible and I’m sure that you are very well aware of that fact. Banning assault weapons may be a way to pander to the gun control groups without angering the majority of the American people. It’s like a Ferrari, we don’t need it, but it’s really cool and we want it. There are a lot of things that we don’t need and are more detrimental than assault weapons. More people die from obesity related illnesses and diabetes than from gun crimes. Let’s ban fatty and sugary foods. No more soda!

The mentally insane who go shoot up schools need to be better controlled. The guy who killed a bunch of people at Virginia Tech had a long history of mental instability and had been declared mentally ill by a judge. Yet, he was still able to purchase guns because his mental condition was not on his background check. He should not have been able to purchase guns. The school shooting in Finland was done by a kid who had announced the shooting earlier that day in a YouTube video. The police even had him in custody at one point, but had to release him. He was blatantly anti-humanity and had stated that in YouTube videos. The police should have been able to keep him in custody because of those comments. It doesn’t really relate to gun control really well. However, it would help to reduce school shootings which are often blamed solely on possession on guns.

I looked up the Keating 5 Scandal. McCain said that it was the worst mistake of his life. Obama said that he does not condone Bill Ayers’ terrorist activities so I guess we’re going to have to leave this one as a draw because I don’t have enough time to read up on it enough to refute your statements. 

By UltraJessica at 07:39 PM Link to this post here!
22 comments





Older Flapdoodle »
UltraMom


Oriko Leaderboard:

(oriko means good kid)

Johnny 95.5
Its this big guy's turn for the spotlight. Just finished chatting with him on Skype and was struck, as always, by his insight and humor. Get well, Baby. Don't let that cold get the best of you. Take some Zicam.
UltraGirl 95.4
This girl has been lately leaving insightful comments on my posts, a move likely to ensure her a good ranking on the Oriko Leaderboard. Thanks, UltraGirl. I too am glad my camera returned from the Center of the Earth. And do give those cranberries another try.
UltraBob 95.3
k Has been a little busy, but hopefully that's good news for Akatombo Media. We keep missing each other on Skype, but we'll figure it out one of these days. Thanks for the comments. Someday I may finish writing about the trip!
Jim 95.2
Am a little disappointed cause I thought I was going to get to see this guy next weekend at Aunt Debi's wedding. Now he's not coming after all, which is probably a wise choice and all, but still drops him a bit in the Leaderboard ratings til I get over it. Give me another day or two. And he DID make me and UltraDad a super-awesome Anniversary Card with a fun guessing game. We're still waiting to hear....who won?
Heather 95.1
Hasn't been leaving comments, and refuses to share her taco dip recipe, but she did send UltraDad and me an absolutely gorgeous Anniversary card and cash for a dinner out, which we have already made use of. Thanks, Honey.
Polly 88.0
I'm going to leave this kitty up here ahead of the dogs for now. They are still barking at her at every juncture, and as far as I can see, the only thing she does to instigate it is to exist.
Murphy the Wonderdog 87.9
Doesn't bark at Polly as much as his little demon-brother, but does bark at said brother way too much. Murphy, you are the (relatively speaking) "Big Dog". If you want the chewbone Rowdy has, don't bark at him; take it away from him!
Rowdy 75.0
Still too much barking, and a little too much pooping and peeing in the house. Is starting to learn a few tricks, but is not as clever as Murphy in that way.




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